The first question in any B2B KYC process is simple: is this company legitimate, and does its actual business match what it's representing to us? That question is harder to answer than it looks — especially for counterparties in non-Western markets where registry data is sparse.
Fullinfo builds company profiles from what organisations actually publish about themselves — their website, their product and service pages, their career listings, their industry certifications. The result is a structured, source-linked overview of what a company really does: its industry classification across up to 7 layers, its markets served, its customer types, and its key offerings.
When a counterparty claims to be a "technology services provider" but their website describes logistics operations, or claims to operate in Germany but shows no German locations — Fullinfo surfaces that discrepancy before you commit.
"Our insurer requires us to notify them if our client's business activity changes materially. Fullinfo gives us the structured baseline to know what that activity was at onboarding — and to detect when it shifts."
Companies rarely operate as simple standalone entities. The German GmbH you onboarded may be a subsidiary of a Swiss holding company, itself owned by a private equity group in Singapore. Understanding that structure is essential for assessing the true nature of your exposure.
Fullinfo maps corporate group structures without relying on formal legal registry data — which is often incomplete, inaccessible, or simply not public for privately held companies. Our proprietary intelligence layer identifies group relationships through signals that companies inadvertently disclose across their web presence. This means we surface corporate connections that formal registries miss — including parent companies, subsidiaries, and related entities that share no common name.
For insurers, banks, and trade credit providers in particular — knowing that your client has undisclosed subsidiaries in higher-risk jurisdictions is exactly the kind of signal that changes a risk assessment.
AI-powered due diligence tools that scrape the open web can produce reports that look comprehensive — but they face a hard problem: two unrelated companies sharing the same name. When that happens, web-scraping AI may conflate their records — attributing one company's subsidiaries, litigation, or ownership to another. Fullinfo does not associate organisations by name. We associate them through verified cross-domain signals. Same name, no shared signals, means two separate profiles — always.
KYC is not a one-time event — it's an ongoing obligation. But most organisations monitor their counterparties reactively, relying on clients to self-report changes. That approach misses the changes that matter most: the ones clients don't think to report, or choose not to.
A manufacturing client that quietly adds chemical processing to its service offering has fundamentally changed its risk profile — but may not notify its insurer because it doesn't realise it should. A borrower whose website traffic drops sharply and whose job postings disappear may be in financial difficulty months before that shows up in any filing.
Fullinfo's monthly refresh cycle means that for any company in your monitored collection, changes to business activity, new locations, new industry classifications, or shifts in leadership are detected and surfaced — giving compliance teams an early warning layer that operates continuously, not just at onboarding.
A client that added a new product line — chemical storage — to their offering without notifying their commercial insurer. Fullinfo detected the new industry tags on the company's website three months before the client's renewal. The insurer repriced the policy accordingly.
Formal KYC providers perform well in Western markets with mature company registries. For counterparties in Vietnam, Brazil, Saudi Arabia, Indonesia, or across much of Africa — registry data is sparse, slow, or inaccessible in English.
Fullinfo builds company profiles from the open web — company websites indexed in local languages, published in local markets, regardless of whether a formal registry record exists or is accessible. For a counterparty in Ho Chi Minh City or Riyadh, Fullinfo provides the structured business overview that a registry search cannot.
This doesn't replace formal due diligence in high-risk jurisdictions — but it fills the gap between "we know nothing about this counterparty" and "we have enough to proceed with a formal KYC process." For lower-risk onboarding, it may be sufficient on its own.
What the company actually does — products, services, certifications, customer types — structured from their own website. Up to 7 industry classification layers per organisation.
All locations the company operates from — not just registered HQ. Offices, warehouses, service centres, subsidiary locations. Useful for assessing geographic exposure.
Fullinfo maps corporate relationships through signals companies inadvertently disclose across their web presence — not through legal registry data. Surfaces parent companies, subsidiaries, and related entities that share no common name. Organisations are never associated by name alone.
Leadership hierarchy verified from company websites — name, title, location. Know who is actually running the organisation and at which entity.
Every data point shows its source URL and collection timestamp. Research is reproducible and auditable — important when regulators ask where information came from.
Monthly refresh detects changes to business activity, locations, industry classification, and leadership for companies in your monitored collection. Early warning for material changes.
Screening new business borrowers and trade finance counterparties — particularly those in non-Western markets where registry access is limited. Verify what the business actually does before committing.
Know what your client's business actually covers at policy inception — and detect when it changes materially during the policy period. New product lines, new geographies, new risk categories.
Onboarding B2B counterparties for credit facilities or payment terms. Confirm the business is real, active, and operating where it claims to be — before extending exposure.
Screening new suppliers — particularly in Asia, LATAM, and Eastern Europe — where formal registry data is incomplete. Verify what a supplier actually makes and where they actually operate.
Building a structured first-pass screening layer for B2B counterparties before formal KYC. Particularly useful for lower-risk onboarding where full KYC is disproportionate.
Supporting M&A, investment, or partnership due diligence with structured intelligence on target companies — business model, group structure, global footprint, and executive profiles.
Tell us about your counterparty screening needs and we'll show you what Fullinfo can surface — usually within 24 hours.